{"id":129403,"date":"2026-04-20T12:29:02","date_gmt":"2026-04-20T04:29:02","guid":{"rendered":"https:\/\/version-2.com\/?p=129403"},"modified":"2026-04-20T12:33:17","modified_gmt":"2026-04-20T04:33:17","slug":"eset-finds-that-smbs-currently-leverage-cyber-insurance-to-arm-against-attacks-report-incidents-and-improve-resilience","status":"publish","type":"post","link":"https:\/\/version-2.com\/zh\/2026\/04\/eset-finds-that-smbs-currently-leverage-cyber-insurance-to-arm-against-attacks-report-incidents-and-improve-resilience\/","title":{"rendered":"ESET finds that SMBs currently leverage cyber insurance to arm against attacks, report incidents and improve resilience"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"129403\" class=\"elementor elementor-129403\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-71ae5294 post-content elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71ae5294\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;c4a899f&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e9119cd\" data-id=\"1e9119cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f04f8cb elementor-widget elementor-widget-text-editor\" data-id=\"4f04f8cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"content-c12727147\" class=\"frame frame-default frame-type-text frame-layout-0\"><p><strong>SAN DIEGO &amp; TORONTO<\/strong> \u2014 April 16, 2026 \u2014 <a href=\"https:\/\/www.eset.com\/\" target=\"_blank\" rel=\"noopener\">ESET<\/a>, a global leader in cybersecurity, today released its <strong>2026 SMB Cyber Readiness Index \u2013 North America edition<\/strong>. This new report surveyed hundreds of small and medium-sized businesses (SMBs) from across the United States and Canada to uncover new insights into their cyber resilience, incidents and reporting, perceived threats, and investments \u2013 while analyzing the current appetite for managed services, cyber insurance and AI-powered applications.<\/p><p>In this new report, 87% of U.S. and 83% of Canadian SMBs said that they feel slightly to very confident that their business is cyber resilient. Across both countries, cyber resilience confidence rose to 91% and 88%, respectively, for businesses that had more than one cyber incident in the last year (over businesses that had zero or one incident during that timeframe). Across both regions, about half of respondents (47% in the U.S. and 52% in Canada) said that they don\u2019t expect a change in cybersecurity budget this year.<\/p><p>\u201cSMBs in the U.S. and Canada are entering a new phase of cybersecurity where attacks are becoming the new norm and an expected part of business operations,\u201d said Tony Anscombe, Chief Security Evangelist at ESET. \u201cWe\u2019ve seen significant shifts in how SMBs perceive today\u2019s risks and how they prepare for them, relying more on cyber insurers to provide cybersecurity services and as a core part of their resilience strategy. While SMBs are worried about headline catching AI\u2011driven threats, most breaches are still a result of social engineering coupled with human error &#8211; including phishing, credential compromise and third party\/supply chain risk.\u201d<\/p><p>In order to manage cyber-attacks, SMBs are increasingly including cyber insurance in their resilience strategies to ensure compliance, financial stability and peace of mind when incidents occur. Today, 86% of U.S. SMBs carry cyber insurance, with over half deploying specific security controls (e.g., MFA, IAM, EDR\/MDR) as part of their coverage conditions. Canadian SMBs only trail slightly with 78% carrying cyber insurance. In both countries, respondents who have had more than one incident are more likely to carry insurance.<\/p><p>On the AI front, Canadians are more cautious about the deployment of new AI applications than their U.S. counterparts. 69% of Canadian respondents said that they are integrating AI applications into their organization compared to 81% of U.S. respondents.<\/p><p>The 2026 Index surveyed 700 cybersecurity decision-makers across U.S. and Canadian organizations with 25 to 1,000 endpoints, uncovering new insights into SMB cyber readiness, incident response, cybersecurity tools and management, insurance and compliance, AI strategy, and more. Here are some additional highlights from the report released today:<\/p><p><strong>\u201cPerception vs. Reality\u201d: Are SMBs worried about the right threats?\u00a0<\/strong><\/p><ul><li>SMBs across the U.S. (32%) and Canada (34%) say AI-powered malware is their top concern for the year ahead, a signal of how dominant AI has become in headlines and boardroom conversations.<\/li><li>But the actual causes of breaches paint a very different picture. In the U.S., the leading drivers of cyber incidents remain phishing (27%), lack of security monitoring (27%) and unpatched security vulnerabilities (25%). In Canada, attacks most often stem from phishing (21%), weak passwords (20%), and insufficient security monitoring (20%).<\/li><li>Meanwhile, one of the most consequential risks, supply chain compromise, barely registers among SMBs\u2019 top concerns in the survey, ranking eighth (17%) among U.S. respondents and 10th (16%) for Canadians \u2013 despite the potential for widespread downstream impact.<\/li><li>Finally, 82% of U.S. and Canadian SMBs agree that cyber warfare and global conflict pose a real threat to their business, underscoring how interconnected today\u2019s risks are.<\/li><\/ul><p><strong>Cyber insurance is influencing security behavior<\/strong><\/p><ul><li>Incident experience is a major driver of cyber risk insurance adoption: 95% of U.S. and 92% of Canadian SMBs that suffered multiple incidents carry insurance, compared to 77% of U.S. and 68% of Canadian businesses with no incidents.<\/li><li>In both markets, insurers are playing a more direct role in shaping security posture: 55% of insured U.S. SMBs and 41% of insured Canadian SMBs are required to implement specific controls, often involving continuous monitoring or MDR\u2011style services, as a condition of coverage.<\/li><li>Of SMBs surveyed, 16% U.S. and 19% of Canadian respondents say that they outsource some or all of their cybersecurity. Of the U.S. companies that outsource, 35% of SMBs now outsource security to a cyber insurer offering MDR, 21% use an MDR vendor, 17% rely on an MSP\/MSSP with MDR, and 27% still use a traditional MSP.<\/li><li>Of the Canadian companies who outsource, 27% of SMBs now outsource security to a cyber insurer offering MDR, 8% use an MDR vendor, 27% rely on an MSP\/MSSP with MDR, and 38% still use a traditional MSP.<\/li><\/ul><p>Anscombe noted, \u201cIn cybersecurity, diversity is necessary to achieve a resilient ecosystem. While it\u2019s heartening to see SMBs adopt cyber risk insurance, there needs to be greater awareness of potential monoculture issues as North American cyber insurers that provide managed services typically offer a limited choice of services and products. In fact, 72% and 66% of US and Canadian businesses respectively are concerned with the implications of single vendor ecosystems (i.e., security monocultures).\u201d<\/p><p><strong>Confidence rising meets increasing attacks<\/strong><\/p><ul><li>Even as confidence rises, cyberattacks remain widespread across the U.S. and Canada, reinforcing the sense that cybersecurity incidents are now an inevitable part of doing business.<\/li><li>In the U.S., 54% of SMBs experienced an incident in the past 12 months, including 22% who faced multiple breaches. Canada shows a similar trend, with 46% reporting at least one incident and 12% experiencing more than one. These numbers highlight how frequently SMBs are being targeted and successfully compromised, despite increased awareness and stronger budgets.<\/li><li>This growing prevalence is shaping how SMBs think about risk, pushing many to build processes that assume disruption rather than hope to avoid it altogether. In fact, organizations with multiple incidents show the highest confidence levels. In the U.S., 52% of those with repeat incidents (and 42% of Canadians) identify as \u201cvery confident,\u201d compared to firms with only one or no incidents.<\/li><li>These repeatedly targeted organizations also report the strongest budgets, with 45% of U.S. SMBs in this category describing their cybersecurity funding as \u201cmore than sufficient\u201d and expecting additional investment increases. Canadian firms were less enthusiastic with their budget \u2013 with 25% identifying their budgets as \u201cmore than sufficient.\u201d<\/li><li>Finally, cybersecurity confidence does not always correlate with company size in the United States. Larger U.S. SMBs (500\u20131,000 endpoints) are less likely to deploy advanced, proactive measures such as threat detection and response (24%) than smaller SMBs (34%), indicating that operational complexity may be outpacing modernization efforts even as confidence rises.<\/li><\/ul><p><strong>SMBs are still investing in awareness &amp; training<\/strong><\/p><ul><li>Across both the U.S. and Canada, cyber awareness training emerges as the top investment priority for the year ahead, reinforcing the reality that human error remains the most exploited weakness in today\u2019s attacks.<\/li><li>Over 90% of SMBs in both countries say training is \u201ccritical\u201d or \u201cvery important,\u201d with 42% of U.S. SMBs and 43% of Canadian SMBs planning to increase these investments in the next 12 months\u2014making it the leading budget category in both markets.<\/li><li>Nearly half of SMBs now go beyond basic training: 44% of U.S. organizations and 47% in Canada use structured programs that include phishing simulations, a shift likely driven by rising concern over AI\u2011driven phishing techniques and deepfake\u2011enabled impersonation threats.<\/li><li>This emphasis on strengthening the human layer aligns closely with incident data, as phishing remains a top cause of breaches (27% in the U.S., 21% in Canada), underscoring why SMBs continue to invest heavily in awareness, behavior change, and simulation\u2011based resilience.<\/li><\/ul><p>\u201cConfidence is growing, but the reality is that most breaches still come from preventable issues like phishing, weak passwords, and monitoring gaps,\u201d said Anscombe. \u201cIf cyberattacks are the new normal, then getting the fundamentals right matters more than ever.\u201d<\/p><p>ESET\u2019s 2026 SMB Cyber Readiness Index surveyed 700 cybersecurity decision\u2011makers across the United States and Canada in industries such as manufacturing, construction, healthcare, retail, telecommunications, transportation, and more. This included 500 respondents from the United States and 200 from Canada with 25 to 1,000 endpoints. Notably, 67% of U.S. respondents and 51% of Canadian respondents were their company\u2019s primary decision makers for cybersecurity.<\/p><p><em>For media who would like to see the SMB data or to set up an interview, please reach out to <a href=\"mailto:pr@eset.com\">pr@eset.com<\/a>.<\/em><\/p><p><em><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/web-assets.eset.com\/fileadmin\/ESET\/INT\/OG_images\/ESET_Research\/ESET_Insurance_Ladder_Feb.png\" alt=\"\" width=\"600\" height=\"1120\" \/><\/em><\/p><\/div><footer class=\"footer-notes\"><\/footer><footer class=\"footer-notes\"><\/footer><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1b0f4 elementor-widget elementor-widget-shortcode\" data-id=\"1a1b0f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n\t\t<div data-elementor-type=\"page\" data-elementor-id=\"18159\" class=\"elementor elementor-18159\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-73b4cd0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"73b4cd0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;_id&quot;:&quot;c4f773e&quot;,&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d19c1e\" data-id=\"8d19c1e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8865cce elementor-widget elementor-widget-text-editor\" data-id=\"8865cce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>About ESET<\/strong><br \/>For 30 years, ESET\u00ae has been developing industry-leading IT security software and services for businesses and consumers worldwide. With solutions ranging from endpoint security to encryption and two-factor authentication, ESET\u2019s high-performing, easy-to-use products give individuals and businesses the peace of mind to enjoy the full potential of their technology. ESET unobtrusively protects and monitors 24\/7, updating defenses in real time to keep users safe and businesses running without interruption. Evolving threats require an evolving IT security company. Backed by R&amp;D facilities worldwide, ESET became the first IT security company to earn 100 Virus Bulletin VB100 awards, identifying every single \u201cin-the-wild\u201d malware without interruption since 2003.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div data-elementor-type=\"page\" data-elementor-id=\"18103\" class=\"elementor elementor-18103\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-748947f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"748947f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;c4f773e&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7995c19\" data-id=\"7995c19\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a437045 elementor-widget elementor-widget-image-box\" data-id=\"a437045\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">About Version 2 Digital<\/h3><p class=\"elementor-image-box-description\">Version 2 Digital is one of the most dynamic IT companies in Asia. The company distributes a wide range of IT products across various areas including cyber security, cloud, data protection, end points, infrastructures, system monitoring, storage, networking, business productivity and communication products.\n<br><br>\nThrough an extensive network of channels, point of sales, resellers, and partnership companies, Version 2 offers quality products and services which are highly acclaimed in the market. Its customers cover a wide spectrum which include Global 1000 enterprises, regional listed companies, different vertical industries, public utilities, Government, a vast number of successful SMEs, and consumers in various Asian cities.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SAN DIEGO &amp; TORONTO \u2014 April 16, 2026 \u2014 ESET, a glob [&hellip;]<\/p>\n","protected":false},"author":149011790,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1305,40,61],"tags":[41,1341],"class_list":["post-129403","post","type-post","status-publish","format-standard","hentry","category-1305","category-eset","category-press-release","tag-eset","tag-1341"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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